Assistance insurance for heavy vehicles

The mobility of heavy vehicles (lorries, coaches, and specialised fleets) plays a crucial role in the transportation of people and goods, and therefore in the economy as a whole.

These types of vehicles operate in demanding environments (poor road conditions, extreme weather, tight delivery schedules…). When something goes wrong on the road, the absolute priority is to get the vehicle back up and running and to minimise any service disruption

At onRisk, we have developed an Assistance Insurance for heavy vehicles that comprehensively covers incidents and exceptional situations these vehicles may encounter on the road.

This insurance is specially designed to cover fleets and self-employed drivers without the need to link it to the motor insurance policy:

Specific rates for national and international transport

The first policy that covers both the tractor unit and the semi-trailer

For coaches, passenger transfer in case of vehicle breakdown is covered

At onRisk we activate solutions for heavy vehicle assistance (lorries) with the following coverages:

Definitive on-site repair for breakdown or accident

limit of €600

Towing of insured vehicle due to breakdown

limit of €1.200

Towing of insured vehicle due to accident

limit of €1.800

Towing of insured vehicle due to accident

limit of €3.000

Passenger transport (buses only)

limit of €1.000

Towing in case of breakdown

with deductible 50 kms

Allowances to insured parties for immobilisation of the insured vehicle due to breakdown or accident

Included

(Coverage not available for vehicles registered more than 10 years ago)

At onRisk we activate solutions for Heavy vehicles assistance(national and international coaches) with the following coverages:

Coverages	International	National
Health transport or repatriation of injured and sick people	Included	Included
Transport or repatriation of the Insured	Included	Included
Early return of the insured party due to the death of a family member	Included	Included
Return ticket and hotel expenses for one companion	€800	800 €
Medical, surgical, pharmaceutical and hospitalisation expenses abroad	€3.600	3.600 €
Emergency dental expenses abroad	€120	€120
Expenses for a prolonged hotel stay	€800	€800
Transport or repatriation of the deceased and accompanying insured parties	Included	Included
Transmission of messages	Included	Included
Definitive on-site repair for breakdown or accident	€600	€600
Towing of insured vehicle due to breakdown	€3.000	€1.200
Towing of insured vehicle due to accident	€3.000	€1.800
Towing of insured vehicle due to accident	€3.000	€3.000
Allowances to insured parties for immobilisation of the insured vehicle due to breakdown or accident	Included	Included
Hotel expenses	€160	€160
Transport, repatriation or continuation of the trip of the Insured	Included	Included
Allowances for the Insured if the insured vehicle is stolen	Included	Included
Transport of the insured to recover their insured vehicle	Included	Included
Passenger transport (coaches only)	€1.000	€1.000

With our Assistance Insurance, we make sure that any incident receives a swift and effective response, wherever it happens.

Why onRisk?

We don’t insure the conventional. We specialize in the complex.

At onRisk, we know that every special risk is a unique challenge, and our mission is to turn it into a clear and effective insurance solution.

Because in this business, the difference isn’t in what you insure, but in who stands by your side when you need it most.

What do we offer?

At onRisk, we activate solutions for special risks with the specialization, agility, and trust that the market demands.

Because in this business, the difference isn’t just in what you insure, but in who stands by your side when you need it most.

Experience and specialization

We seek partners who need tailored solutions for risks that the traditional market doesn’t cover.

Speed and efficacy

In our industry, speed and precision are not optional.

Transparency that builds trust

Clear information, direct communication, and constant support.

Broker in the center

Our experience allows us to understand your reality and offer solutions designed to protect your business and your clients’.

Support that makes the difference

We are part of a solid insurance group, which allows us to guarantee solvency, stability, and trust.

Activate your insurance solution

Assistance insurance Questionaire

Fill in the fields of the following contact form and we will get in touch with you as soon as possible.

91 048 00 94

info@onriskseguros.com

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