Own damage insurance for lorries and semi-trailers
Goods transport is exposed to a wide range of risks and unforeseen events. We know that every kilometre travelled carries great responsibility, and we want to ensure that, in the event of an incident, you receive reliable and effective support.
At onRisk, we have designed an insurance policy to cover fleets and self-employed drivers against own damage to lorries and semi-trailers, without linking it to motor insurance.
The maximum compensation is based on a fixed schedule for vehicles under 5 years old, and on market value for vehicles between 5 and 10 years old. Single rate for national and international transport. In the event of total loss, the maximum compensation per vehicle is €200,000
At onRisk we activate solutions forown damage in lorries and semi-trailers with the following coverages:
Damage, fire and theft
Covers accidental causes such as impact with a fixed or moving object or the overturning of the vehicle, including theft and fire
Non-standard accessories
All accessories not included as standard and added to the vehicle.
Advertising paintwork
Signage or logos featured on the vehicle belonging to the owning company
Salvage and towing:
Covers any shortfall or excess not included in the travel assistance coverage of the liability insurance, up to a limit of €3,000
We also offer other coverage options, such as:
Own damage, fire and theft with deductible:
The deductible applies only to own damage
Total loss:
Only covers a total loss, never partial damage
Why onRisk?
We don’t insure the conventional. We specialize in the complex.
At onRisk, we know that every special risk is a unique challenge, and our mission is to turn it into a clear and effective insurance solution.
Because in this business, the difference isn’t in what you insure, but in who stands by your side when you need it most.
What do we offer?
At onRisk, we activate solutions for special risks with the specialization, agility, and trust that the market demands.
Because in this business, the difference isn’t just in what you insure, but in who stands by your side when you need it most.
Experience and specialization
We seek partners who need tailored solutions for risks that the traditional market doesn’t cover.
Speed and efficacy
In our industry, speed and precision are not optional.
Transparency that builds trust
Clear information, direct communication, and constant support.
Broker in the center
Our experience allows us to understand your reality and offer solutions designed to protect your business and your clients’.
Support that makes the difference
We are part of a solid insurance group, which allows us to guarantee solvency, stability, and trust.
Activate your insurance solution
Own damage to lorries and semi-trailers Questionaire
Contact us to activate the solution you need for own damage coverage for trucks and semi-trailers!
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